Hammerman & Gainer, Inc. (H&G) is a subsidiary of Hammerman & Gainer International, Inc. a risk services and claims management company providing property and casualty claims administration services nationwide. Hammerman & Gainer, Inc. together with its sister company, Integra Management Group, provides:

• Risk management and insurance consulting services,
• Third party administration and claims adjusting for all lines of property and casualty business
• Claims auditing
• Medical management 
• Cost containment services

We provide representation in Texas before the Division of Workers’ Compensation for a wide variety of clients including:

• Insurance carriers
• Political subdivisions
• Independent school districts
• City and County municipalities
• Risk pools
• Hospital districts
• Certified self-insurers

Since we began over 77 years ago, the firm has grown to offices in Texas, Tenessee, Louisiana, and California. We serve as claim managers, consultants, investigators, and adjusters for our clients. All offices are staffed with experienced personnel to provide full investigation and claims administration services. Many of our adjusters and supervisors are “specialists” in that their activity is confined to claims/losses in a given category or line of coverage. Our claims adjusters are “field trained” as they have been since our first day in business, and we perform field investigations on losses that require this expertise.

Our attorney’s, adjusters, investigators and clerical assistants are under the supervision of individuals recognized within the industry for their leadership and technical ability. With the diversity of experience of our technical staff, our expertise lies in many areas: property and casualty, and workers’ compensation losses and claims.

The newest addition to the H&G Family is the H&G Benefits Division. We offer innovative debit card solutions for tax advantaged section 125 programs. H&G Benefits provides solutions for:

• Dependent Care and Medical Flexible Spending
• Health Reimbursement Accounts
• Health Savings Accounts
• Transportation & Parking
• COBRA needs

H&G Benefits also offers Medical claims adjudication for employer group and Limited Medical plans.